Prepaid All Access Visa - Review
The All Access Visa is a great choice for a prepaid credit card. This card will give you free direct deposit, free account alerts, free bill pay and many more.
They guarantee everyone’s approval. There is no credit check and you will still be approved even if you are in chex systems.
One of the best benefits the All Access Prepaid Visa offers is a free savings account for card holders. This savings account will earn a 5% APR and it is FDIC insured.
Also you can have 3 additional cards issued to you for family members or friends. This can be a helpful tool to help teach your children financial responsibility.
You are able to transfer money from one all access account to another free of charge. This can be used to send money to a child away at college or a spouse that you are away from.
This is an ideal situation for students away at college. Should you need cash your card can be used at ATM’s to withdraw funds.
You also can sign up to get free account alerts, via text msg. and e-mail. There is zero liability for unauthorized purchases.
If you take advantage of the free direct deposit you will save hundreds of dollars a year by not paying for check cashing fees. In addition with bill pay you will no longer have to purchase money orders.
Your card can be used to book hotel reservations and to rent a car. It is accepted online and over the phone.
You can deposit funds at any western union locations, additional retail locations (including many gas stations), direct deposit and even using pay pal.
In sum, we give the NetSpend All Access Visa thumbs up. There are also no interest charges, over the limit fees or overdraft fees.
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